HomeCRITICAL ILLNESS CRITICAL ILLNESS This Rider provides for the payment of an accelerated benefit if an eligible insured experiences a critical illness, described in the rider after the issue date. Loss of Limbs Major multi-system trauma AIDS Severe Disease of any organ Severe Central Nervous System Disease Major Burns Heat Attack Stroke Invasive cancer End stage renal failure Major Organ Transplant ALS Blindness Paralysis Arterial Aneurysms Central Nervous System tumors Do you need to file a claim